Certificates Of Deposit 2024 Usa. The highest certificates of deposit (cds) rates today are offered by merchants bank of indiana (5.92%), first federal of lakewood (5.61%), maries county bank (5.51%) and shoreham bank. Citi, one of the largest and oldest banks in the u.s., offers competitive yields on certain certificates of deposit.

Certificates of deposit (cds) can have the highest interest rates among bank accounts. Cd rates are as high as they’ve been in.